How your credit score can boost the cost of borrowing
Last month we discussed the value of requesting a free credit report and checking it for errors. But beyond erroneous (or even fraudulent) information, your report contains clues on improving your credit score. The FICO score is named after Fair Isaac Corp., the company that developed and licenses the secret formula that is used almost […]
Read moreTime to order free credit reports?
A federal law allows you to receive a free copy of your credit report every 12 months from the three nationwide consumer reporting agencies (Equifax, Experian, and Trans Union). If you haven’t ordered credit reports in the past year, consider doing so now. It’s important to review your credit report regularly to make sure that […]
Read moreSave money by raising your Credit Score
Your credit score significantly impacts your finances in many ways –for example, the interest rate you pay on your mortgage, how much your auto insurance premiums are, and whether or not you can even obtain approval for a mortgage or other credit. Your credit scores – which can range from 350 to 850 – are […]
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