Don’t be a password fool

OK, OK we get it. Remembering passwords is difficult. Especially if you do as suggested: Set unique passwords that are an inscrutable combination of letters, numbers and symbols.

But if you’re one of the millions of people whose password is “password” or “1234,” you’re needlessly exposing yourself to identity theft and other fraud. You owe it to yourself to guard your passwords as if your financial well-being depended on it – because it does.

Do: Use complex, unique passwords and store them in an encrypted electronic wallet.

Don’t: Use simple or easily guessable passwords. Don’t share your passwords. And NEVER respond to email, text or phone messages seeking personal information, including passwords.