How to get a CLUE
By now, most people who are smart about personal money management are checking their free credit reports three times a year.
There’s another free report that consumers will want to check each year, the CLUE (Comprehensive Loss Underwriting Exchange) report. The report will list all your automobile and property insurance claims. It’s important that this record be accurate, because insurers use your claim history to set rates.
Go to http://www.choicetrust.com/ to get free copies of your automobile and property reports. Check them for accuracy. And make sure that there are no $0 claims listed. These occur sometimes when you ask your agent a question about coverage. If there are, ask the reporting agent to have them removed.
