Reframing the income ‘problem’

With yields at rock-bottom levels, some retirees are a.) Crying and cutting back their spending; or b.) Making risky bets in an effort to juice yields. A better option is to see not only dividends and interest as available to spend, but gains in your stock portfolio too. By selectively selling portions of your winning stocks, you can free up income and rebalance your portfolio at the same time.